Auto Accident Insurance Claims
Stephan Peskin’s Insurance Videos
About No-Fault Insurance Claims in New York
An insurance company is a for-profit business. To stay profitable, it cannot pay more in claims than it earns in premiums. And while New York no-fault insurance law is meant to keep overall insurance costs reasonable and streamline the claims process, making an auto insurance claim does not guarantee that you will be compensated.
When it comes to dealing with the insurance company, there are do’s and don’ts that will either help or harm your case.
What to Do
- After an auto accident, gather pictures, video, police reports and other parties’ contact and insurance information.
- Let your insurance company know right away that you have been in an auto accident.
- Ask the insurance adjuster to walk you through your policy and its coverage.
- Keep a record of conversations regarding the auto accident.
- Keep receipts of any expenses incurred after the accident.
What Not to Do
- Don’t take the insurance company’s offer of compensation without knowing what’s fair.
- Don’t give any statements to an insurance adjuster until you know how that will impact your case.
- Don’t sign any documents, like releases or waivers, without consulting your attorney.
Whether you were injured as a driver, passenger, bicyclist or pedestrian, remember the do’s and don’ts of auto insurance claims in New York and you will help ensure enough compensation to recover after getting injured. Call 212-257-3731 or contact us online to discuss your case.