Aggressive drivers are responsible for many of the deadly accidents on American roads. If you have lost a loved one due to the actions of an aggressive driver, contact our firm to learn about your legal rights and options.
New York Motor Vehicle Accidents Information Center
Motor vehicle accidents can result in serious expenses including medical bills, lost wages, pain and suffering, and long-term care needs. Even if you are involved in a minor accident, it is critical that you protect your rights and claims to compensation with an attorney you can trust. At Tolmage, Peskin, Harris & Falick, we offer strategic legal representation to the victims of automobile accidents.
If you have suffered a serious injury, such as loss of limb, disfigurement or paralysis, we will work to help you recover the compensation you deserve. If you have lost a loved one to wrongful death in an automobile accident, we will take immediate action to preserve evidence and file all claims against every responsible party. We are experienced in claims involving motorcycle accidents, truck accidents, pedestrian accidents and boating accidents. Call today. If you were injured in any of the following areas, we can help. We assist clients throughout New York City and state.
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Insurance Claim Do's and Don'ts
When you need to make an auto insurance claim, you should proceed with care. Your actions may have a significant influence on the amount of compensation you receive. Contact Tolmage, Peskin, Harris, Falick in New York, NY, to schedule a consultation with a personal injury attorney to learn more.
DO consult an attorney for legal advice.
DO review your insurance policies to find out what is covered and what is excluded.
DO notify your insurance company right away after you are in a car accident, your car is stolen or damaged or another such covered event takes place.
DO take pictures if you can: of your vehicle, the accident site and your injuries.
DO take notes when you speak with your insurance company. Make a record of the names, job titles and phone numbers of the representatives with whom you communicate. If you can, get the names of their supervisors, too. Note what you discussed and what you or the representative promised to do.
DO tell your insurance company the truth. Not only does this save everyone a lot of time and effort, but questions of legal liability can be complex. If you fail to be forthcoming with your insurance company, this could invalidate or reduce your coverage.
DO investigate whether you have additional insurance coverage. Depending on the circumstances, supplemental coverage may come from another auto insurance policy, a homeowner's policy or umbrella coverage.
DO keep the receipts for money you've spent on car rental, medical bills and purchases made in connection with the motor vehicle accident.
DO make sure you're aware of the difference between the replacement value of your car and what you actually owe on the car. If the car is totaled, most car insurance will cover only the cash value of your car at the time of the accident. You may owe more than that, however, on the loan or the lease of the car. Gap coverage makes up for this difference. Additional coverage is usually necessary for things like a special sound system in your car.
DON'T accept the insurance company's estimate of your losses and damages until you have a chance to fully explore the matter yourself. An attorney's help can be valuable in determining whether the insurance company's estimate is fair.
DON'T give the insurance company a recorded or written statement until you have determined how you wish to proceed. It is important to be aware of the extent of your insurance coverage and your rights.
DON'T sign a release or waiver until you have gotten reliable legal advice. You may feel pressure to sign from your insurance company, but it is your right to explore your options. Just make sure that you take appropriate action within the time limit stated in your insurance policy.
DON'T accept a check from your insurance company — especially one that says "final payment" — unless you have obtained legal advice and carefully weighed your options.
Contact a Personal Injury Attorney
Your insurance company is legally obligated to follow through on the terms of its contract with you. You have the right to make sure that happens, and a lawyer can offer you the support, guidance and advocacy you need. Contact Tolmage, Peskin, Harris, Falick in New York, NY, to schedule a consultation with a personal injury attorney to discuss your situation.
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